BANK VA MOLIYA TIZIMINING IQTISODIY MOHIYATI

Abstract

Mazkur maqolada bank va moliya tizimining iqtisodiy mohiyati, uning milliy iqtisodiyotdagi o‘rni va ahamiyati nazariy hamda amaliy jihatdan tahlil etilgan. Tadqiqot davomida bank va moliya tizimi tushunchalari, ularning asosiy funksiyalari hamda iqtisodiy jarayonlarga ta’sir mexanizmlari yoritib berilgan. Shuningdek, moliyaviy resurslarni safarbar etish, qayta taqsimlash va samarali foydalanishda bank tizimining roli ochib berilgan. Maqolada bank va moliya tizimining iqtisodiy barqarorlikni ta’minlash, investitsion faollikni oshirish hamda iqtisodiy o‘sishni rag‘batlantirishdagi ahamiyati asoslab berilgan. Tadqiqot natijalari bank-moliya tizimini yanada takomillashtirishga qaratilgan ilmiy-amaliy xulosalar bilan yakunlangan.

This article analyzes the economic essence of the banking and financial system, its role and significance in the national economy from a theoretical and practical perspective. During the study, the concepts of the banking and financial system, their main functions and mechanisms of influence on economic processes were highlighted. The role of the banking system in the mobilization, redistribution and effective use of financial resources was also revealed. The article substantiates the importance of the banking and financial system in ensuring economic stability, increasing investment activity and stimulating economic growth. The results of the study are concluded with scientific and practical conclusions aimed at further improving the banking and financial system.