FINTECH VA AN’ANAVIY BANKCHILIK: KELAJAKDAGI SINERGIYA
Keywords:
Keywords:FinTech, an'anaviy bankchilik, sinergiya, hamkorlik, moliyaviy inklyuziya, raqamli transformatsiya, innovatsiyalar, regulyator siyosat, O'zbekiston bank sektori.Abstract
Annotatsiya: Ushbu maqola FinTech texnologiyalari va an'anaviy bankchilik o'rtasidagi farqlar, hamkorlik imkoniyatlari va kelajakdagi sinergiyani tahlil qiladi. O'zbekiston va xalqaro ilmiy adabiyotlar, kitoblar hamda rasmiy hisobotlarga asoslanib, fintechning bank sektorini modernizatsiya qilishdagi roli, yangi xizmatlar ishlab chiqishdagi sinergiya va regulyator siyosatlar muhokama etiladi. Tadqiqot natijalari fintech va banklar hamkorligi orqali moliyaviy inklyuziya, samaradorlik va iqtisodiy o'sishni oshirish mumkinligini ko'rsatadi.
Abstract: This article analyzes the differences between FinTech technologies and traditional banking, opportunities for collaboration, and future synergies. Based on Uzbek and international scientific literature, books, and official reports, it examines the role of fintech in modernizing the banking sector, synergies in developing new services, and regulatory policies. The research findings indicate that collaboration between fintech and banks can enhance financial inclusion, efficiency, and economic growth.
