THE ROLE OF ECONOMIC DIGITALIZATION IN ENHANCING FINANCIAL RESOURCE MOBILIZATION BY COMMERCIAL BANKS

Abstract

Abstract. The digitalization of the economy has significantly transformed the banking sector, creating new opportunities for commercial banks to attract financial resources. Digital technologies enhance banking efficiency, improve customer experience, and facilitate access to diverse funding sources. This article examines the role of digitalization in attracting financial resources to commercial banks, identifies key digital instruments, and analyzes their impact on the stability and competitiveness of banks in the modern financial market.