FERMER XO’JALIKLARI FAOLIYATIDA BANKLARNING O’RNI VA AHAMIYATI
Keywords:
Kalit so’zlar. Bank tizimi, raqamli texnologiyalar, banklararo xamkorlik, xavf-xatarlarni boshqarish, samaradorlikni oshirish, integratsiya. innovatsion yondashuvlar., Keywords. Banking system, financial operations, digital technologies, interbank cooperation, risk management, efficiency improvement, innovative approaches.Abstract
Annotatsiya. Ushbu maqolada fermer xo’jaliklari faoliyatida banklarning o’rni va ahamiyati haqidagi masalalar tahlil qilinadi. Hozirgi tez suratda rivojlanib borayotgan raqobatbardosh agrar iqtisodiyotda bankalrning o’rni sezirli darajadi yildan-yilga o’sib bormoqda. Maqolada banklar tomonidan fermerlar uchun ko’rsatilayotgan ko’plab moliyaviy imkoniyatlar: kreditlar, qarzlar va boshqa moliyaviy xizmtlar orqali ularga investitsiya imkoniyatlarini kengaytirish, moliyaviy maslahatlar berish, risklarni boshqarish, iqtisodiy barqarorlikni ta’minlash va zamonaviy texnologiyalardan samarali foydalanish, yangi bozorlarni o’rganish va mahsulotlarni diversifikatsiya qilish kabi dolzarb masalalar haqida ma’lumotlar muhokama qilinadi. Tadqiqot xulosalari fermer xo’jaliklarini banklar orqali takomillashtirishga qaratilgan innovatsion yondashuvlar va takliflardan iborat.
Abstract. This article analyzes the issues regarding the role and significance of banks in the activities of farmer enterprises. in the rapidly developing competitive agrarian economy, the role of banks is significantly increasing year by year. The article discusses various financial opportunities provided by banks for farmers through loans, debts, and other financial services, including expanding investment opportunities, providing financial advice, managing risks, ensuring economic stability, effectively utilizing modern technologies, exploring new markets, and diversifying products.”
