BANKING EFFICIENCY: THEORETICAL FOUNDATIONS AND PRACTICAL APPROACHES

Authors

  • L.A.Urinov Author

Keywords:

bank activities, efficiency, financial stability, liquidity, capital adequacy, financial management, automation, internet banking, mobile banking, economic growth, small and medium enterprises (smes), innovations, risk management, cybersecurity, customer satisfaction, transparency, customer relationships, investments, information technologies, blockchain technologies.

Abstract

The efficiency of banking activities holds significant importance in the modern economy. Banks provide financial services, attract capital, and contribute to the stable development of the economy. This article discusses the key elements of banking efficiency, ways to enhance it, and the existing challenges.

Author Biography

  • L.A.Urinov

    Tashkent State Economy

    Teacher of Andijan University;

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Published

2026-01-04

Issue

Vol. 41 No. 1 (2026): Modern education and development

Section

Articles