RAQAMLI TRANSFORMATSIYA SHAROITIDA TIJORAT BANKLARINING KIBERBARQARORLIGINI TA’MINLASH MEXANIZMLARINI BOSHQARISH VA BANK QURILMALARINING XAVFSIZLIGINI TA’MINLASH . scientific. 2026;87(1):13-23. Accessed February 28, 2026. https://journalss.org/index.php/obr/article/view/18025