MOLIYA INSTITUTLARIDA KREDIT XIZMATLARINI INNOVATSION YONDASHUVLAR ASOSIDA BARQARORLASHTITISH. ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ, [S. l.], v. 83, n. 6, p. 3–15, 2025. Disponível em: https://journalss.org/index.php/obr/article/view/11023. Acesso em: 13 jan. 2026.