“RAQAMLI TRANSFORMATSIYA SHAROITIDA TIJORAT BANKLARINING KIBERBARQARORLIGINI TA’MINLASH MEXANIZMLARINI BOSHQARISH VA BANK QURILMALARINING XAVFSIZLIGINI TA’MINLASH ” (2026) ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ, 87(1), pp. 13–23. Available at: https://journalss.org/index.php/obr/article/view/18025 (Accessed: 28 February 2026).