“RAQAMLI VALYUTALAR VA NAQD PULSIZ JAMIYAT” (2026) ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ, 88(1), pp. 99–104. Available at: https://journalss.org/index.php/obr/article/view/19792 (Accessed: 28 February 2026).