“RAQAMLI TRANSFORMATSIYA SHAROITIDA TIJORAT BANKLARINING KIBERBARQARORLIGINI TA’MINLASH MEXANIZMLARINI BOSHQARISH VA BANK QURILMALARINING XAVFSIZLIGINI TA’MINLASH ”, scientific, vol. 87, no. 1, pp. 13–23, Feb. 2026, Accessed: Apr. 15, 2026. [Online]. Available: https://journalss.org/index.php/obr/article/view/18025