Qo’ldosheva Dilnavoz Baxodir qizi. RAQAMLI MOLIYA VA ZAMONAVIY TO‘LOV TIZIMLARI: HOLATI, MUAMMOLARI VA RIVOJLANISH ISTIQBOLLARI . journal. 2026;86(5):225-229. Accessed June 5, 2026. https://journalss.org/index.php/tad/article/view/30682