Qo’ldosheva Dilnavoz Baxodir qizi (2026) “RAQAMLI MOLIYA VA ZAMONAVIY TO‘LOV TIZIMLARI: HOLATI, MUAMMOLARI VA RIVOJLANISH ISTIQBOLLARI ”, TADQIQOTLAR, 86(5), pp. 225–229. Available at: https://journalss.org/index.php/tad/article/view/30682 (Accessed: 5 June 2026).