Bakirov Qobiljon Mamatyusupovich. IQTISODIYOTNI RAQAMLASHTIRISH SHAROITIDA MINTAQALARDA XIZMAT KO‘RSATISH SOHASIDA INSON KAPITALIDAN FOYDALANISHNING NAZARIY-METODOLOGIK ASOSLARI. conf. 2025;49(1):233-238. Accessed January 21, 2026. https://journalss.org/index.php/trt/article/view/7296