Istamov Bekzodbek Bahriddinovich
Keywords:
AI texnologiyalari sug‘urtachilarga xarajatlarni kamaytirish, mijoz tajribasini yaxshilash va bozor raqobatida o‘z pozitsiyasini mustahkamlash imkonini beradi [1]. Shu bilan birga, noto‘g‘ri modellashtirish, adversarial hujumlar va axborot xavfsizligi risklari sug‘urta kompaniyalari uchun katta tahdid soladi [2]. Mavzuning muammolari. Sun’iy intellektni sug‘urta jarayonlariga joriy qilishda bir nechta muhim muammolar yuzaga keladi:Abstract
Sug‘urta sohasi bugungi kunda raqamli transformatsiya jarayonidan o‘tayotgan eng tez rivojlanayotgan tarmoqlardan biri. Sun’iy intellekt (SI) sug‘urta biznesining operatsion jarayonlarini optimallashtirish, risk baholashni takomillashtirish va da’volarni avtomatlashtirishda katta imkoniyatlar yaratmoqda. Shu bilan birga, SI-ga asoslangan yechimlarning keng qo‘llanilishi yangi xavf-xatarlarni — masalan, ma’lumotlar maxfiyligi, adolatli baholash va kiber tahdidlarni — yuzaga keltiradi. Bu jihatdan “Sug‘urta va sun’iy intellekt” mavzusi hozirgi kungacha juda dolzarb.
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