TIJORAT BANKLARINING SAMARADORLIGIGA TA’SIR QILUVCHI MAKRO VA MIKROIQTISODIY KORSATKICHLARNI EKONOMETRIK TAHLILI
Keywords:
tijorat banklari, samaradorlik, ROA, ROE, makroiqtisodiy omillar, mikroiqtisodiy omillar, ekonometrik model, regressiya tahlili.Abstract
Mazkur maqolada tijorat banklari samaradorligiga ta’sir etuvchi makro va mikroiqtisodiy omillar ekonometrik usullar asosida tahlil qilingan. Tadqiqotda banklarning rentabelligi (ROA, ROE) asosiy natijaviy ko‘rsatkich sifatida tanlanib, unga ta’sir etuvchi omillar sifatida inflyatsiya darajasi, YaIM o‘sishi, foiz stavkalari, kredit portfeli hajmi, likvidlik darajasi va kapital yetarliligi ko‘rsatkichlari o‘rganildi. Eng kichik kvadratlar usuli (OLS) asosida qurilgan model natijalari bank samaradorligiga mikro omillar kuchliroq ta’sir qilishini ko‘rsatdi.
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