“TIJORAT BANKLARIDA INNOVATSION JARAYONLARNI BOSHQARISH SAMARADORLIGINI OSHIRISHNING NAZARIY QARASHLARI ” (2025) Ustozlar uchun, 1(1), pp. 11–16. Available at: https://journalss.org/index.php/ust/article/view/52 (Accessed: 22 November 2025).