“TIJORAT BANKLARINING KREDIT PORTFELI VA UNI BOSHQARISHNI TAKOMILLASHTIRISH YOʻLLARI”, journal, vol. 80, no. 1, pp. 150–156, Sep. 2025, Accessed: Jan. 15, 2026. [Online]. Available: https://journalss.org/index.php/ust/article/view/1556