“TIJORAT BANKLARIDA INNOVATSION JARAYONLARNI BOSHQARISH SAMARADORLIGINI OSHIRISHNING NAZARIY QARASHLARI ”, journal, vol. 1, no. 1, pp. 11–16, Aug. 2025, Accessed: Nov. 22, 2025. [Online]. Available: https://journalss.org/index.php/ust/article/view/52