“TIJORAT BANKLARI QIMMATLI QOG‘OZLARI BOZORIDAGI INNOVATSIYA FAOLIYATINING QIYOSIY TAHLILI”. Ustozlar Uchun, vol. 86, no. 3, Dec. 2025, pp. 387-91, https://journalss.org/index.php/ust/article/view/12605.