“MASOFAVIY BANK XIZMATLARTINI RAQAMLASHTIRISH MIJOZLARNING MOLIYAVIY SAVODXONLIK DARAJASIGA TASIRI”. Ustozlar Uchun, vol. 86, no. 4, Dec. 2025, pp. 119-24, https://journalss.org/index.php/ust/article/view/12657.