Samadova Nilufar 2025. ТIJORAT BANKLARIDA AKTIVLARINING SAMARALI FOYDALANISH KO’RSATKICHLARIGA TA’SIR ETUVCHI OMILLAR TAHLILINI TAKOMILLASHTIRISHNING MOHIYATI. World Scientific Research Journal. 43, 1 (Sep. 2025), 106–114.