Samadova Nilufar (2025) “ТIJORAT BANKLARIDA AKTIVLARINING SAMARALI FOYDALANISH KO’RSATKICHLARIGA TA’SIR ETUVCHI OMILLAR TAHLILINI TAKOMILLASHTIRISHNING MOHIYATI”, World Scientific Research Journal, 43(1), pp. 106–114. Available at: https://journalss.org/index.php/wsrj/article/view/807 (Accessed: 17 September 2025).