TIJORAT BANKLARIDA ONLAYN XIZMATLAR SAMARADORLIGINI OSHIRISHNING NAZARIY VA AMALIY JIHATLARI. ZAMONAVIY TARAQQIYOT VA FAN: 21-ASR YONDASHUVLARI, [S. l.], v. 2, n. 1, p. 384–389, 2025. Disponível em: https://journalss.org/index.php/zam/article/view/11561. Acesso em: 21 jan. 2026.