“TIJORAT BANKLARIDA ONLAYN XIZMATLAR SAMARADORLIGINI OSHIRISHNING NAZARIY VA AMALIY JIHATLARI”. ZAMONAVIY TARAQQIYOT VA FAN: 21-ASR YONDASHUVLARI, vol. 2, no. 1, Dec. 2025, pp. 384-9, https://journalss.org/index.php/zam/article/view/11561.