BANK TIZIMIDA SUN’IY INTELLEKT TEXNOLOGIYALARIDAN FOYDALANISH SAMARADORLIGI

Authors

  • Muqimova Manzura Komil qizi Author

Keywords:

Kalit so‘zlar: sun’iy intellekt, bank tizimi, fintech, raqamli bank, kredit risklari, raqamli transformatsiya, bank xizmatlari

Abstract

Annotatsiya 
Mazkur  maqolada  bank  tizimida  sun’iy  intellekt  texnologiyalaridan 
foydalanishning samaradorligi, raqamli transformatsiya jarayonida bank xizmatlarini 
rivojlantirish, risklarni boshqarish hamda mijozlarga xizmat ko‘rsatish sifatini oshirish 
masalalari  ilmiy  jihatdan  tahlil  qilinadi.  Tadqiqot  natijalari  sun’iy  intellekt 
texnologiyalarini bank tizimiga joriy etish operatsion samaradorlikni oshirish, kredit 
risklarini  kamaytirish  va  moliyaviy  xizmatlarni  optimallashtirishga  xizmat  qilishini 
ko‘rsatdi. 

References

Foydalanilgan adabiyotlar

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System. MIT Press.

2. Kshetri N. (2020). Artificial Intelligence in Banking: Applications and Challenges.

IEEE IT Professional.

3. Arner D., Barberis J., Buckley R. (2017). FinTech and RegTech: Impact on

Financial Services. Journal of Banking Regulation.

4. Gomber P., Koch J., Siering M. (2017). Digital Finance and FinTech.

Journal of Business Economics.

5. Huang M., Rust R. (2018). Artificial Intelligence in Service.

Journal of Service Research.

6. Bazarbash M. (2019). FinTech in Financial Inclusion.

IMF Working Paper.

7. Frost J. (2020). AI and Big Data in Banking.

BIS Working Paper.

Published

2026-04-18

How to Cite

Muqimova Manzura Komil qizi. (2026). BANK TIZIMIDA SUN’IY INTELLEKT TEXNOLOGIYALARIDAN FOYDALANISH SAMARADORLIGI . TADQIQOTLAR, 84(3), 19-23. http://journalss.org/index.php/tad/article/view/25454