TIJORAT BANKLARINING LIKVIDLIGINI OSHIRISHDA INNOVATSION TEXNOLOGIYALARDAN FOYDALANISH SAMARADORLIGINI TAKOMILLASHTIRISH MASALALARI XUSUSIDA
Keywords:
tijorat banklari, likvidlik, bank innovatsiyalari, raqamli texnologiyalar, moliyaviy barqarorlik.Abstract
Ushbu maqolada tijorat banklarining likvidligini ta’minlash va
oshirish jarayonida innovatsion texnologiyalardan foydalanish masalalari yoritilgan.
Bank tizimida raqamli transformatsiya jarayonlarining jadallashuvi likvidlikni
boshqarish mexanizmlarini takomillashtirishni talab etmoqda. Tadqiqotda zamonaviy
bank innovatsiyalari, jumladan, raqamli to‘lov tizimlari, avtomatlashtirilgan likvidlik
monitoringi, big data va sun’iy intellekt texnologiyalarining likvidlikka ta’siri tahlil
qilinadi. Shuningdek, innovatsiyalardan foydalanish samaradorligini oshirish bo‘yicha
ilmiy-amaliy takliflar ishlab chiqilgan.
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