“TIJORAT BANKLARINING LIKVIDLIGINI OSHIRISHDA INNOVATSION TEXNOLOGIYALARDAN FOYDALANISH SAMARADORLIGINI TAKOMILLASHTIRISH MASALALARI XUSUSIDA” (2026) ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ, 87(4), pp. 60–67. Available at: https://journalss.org/index.php/obr/article/view/19418 (Accessed: 28 February 2026).