“TIJORAT BANKLARINING LIKVIDLIGINI OSHIRISHDA INNOVATSION TEXNOLOGIYALARDAN FOYDALANISH SAMARADORLIGINI TAKOMILLASHTIRISH MASALALARI XUSUSIDA”. ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ 87, no. 4 (February 19, 2026): 60–67. Accessed February 28, 2026. https://journalss.org/index.php/obr/article/view/19418.