BANK-MOLIYA TIZIMIGA INNOVATSION TEXNOLOGIYALARNI JORIY ETISH SAMARADORLIGI
Keywords:
KALIT SO'ZLAR: Innovatsion texnologiyalar; bank tizimi; moliyaviy tizim; fintech; raqamli transformatsiya; sun'iy intellekt; blokcheyn; katta ma'lumotlar; kiberxavfsizlik; moliyaviy innovatsiyalar; raqamli banking; risklarni boshqarish; samaradorlik; moliyaviy inklyuziya.Abstract
ANNOTATSIYA
Ushbu maqolada bank va moliya tizimiga innovatsion texnologiyalarni joriy
etish samaradorligi ko‘rib chiqiladi, raqamli transformatsiya qanday qilib operatsion
samaradorlik, mijozlar tajribasi va moliyaviy barqarorlikni oshirishiga e’tibor
qaratiladi. Tadqiqot fintech yechimlari, sun’iy intellekt, blokcheyn, katta ma’lumotlar
tahlili va raqamli to‘lov platformalari kabi asosiy innovatsiyalarni tahlil qiladi. U
ularning tavakkalchilikni boshqarish, tranzaksiya xavfsizligi, xarajatlarni kamaytirish
va xizmatlarni yetkazib berishga ta'sirini baholaydi. Bundan tashqari, maqola
kiberxavfsizlik, me'yoriy hujjatlarga muvofiqlik, raqamli savodxonlik va amalga
oshirish xarajatlari bilan bog'liq muammolarni o'rganadi. Qiyosiy tahlil va ilg‘or jahon
tajribasidan olingan tushunchalardan foydalangan holda, tadqiqot bank sektorida
muvaffaqiyatli texnologik integratsiya uchun zarur shart-sharoitlarni aniqlaydi.
Natijalar innovatsion texnologiyalar kuchli infratuzilma, tartibga soluvchi qo‘llab-
quvvatlash va strategik boshqaruv tomonidan qo‘llab-quvvatlansa, raqobatbardoshlik
va moliyaviy inklyuzivlikni sezilarli darajada kuchaytirishini ta’kidlaydi.
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