FINTECH TEXNOLOGIYALARNING AN’ANAVIY BANK TIZIMIGA TA’SIRI VA RIVOJLANISHI
Keywords:
Kalit so‘zlar: fintech, bank tizimi, raqamli transformatsiya, to‘lovlar, mobil banking, ochiq bank, API, skoring, regtech.Abstract
Annotatsiya. Ushbu maqolada fintech texnologiyalarining an’anaviy bank
tizimiga ta’siri va ularning rivojlanish mantiqi tahlil qilinadi. Raqamli to‘lovlar, mobil
ilovalar, sun’iy intellektga asoslangan skoring, bulutli infratuzilma, ochiq API
yondashuvlari hamda blokcheyn kabi yechimlar banklarning xizmat ko‘rsatish modeli,
daromad manbalari va risklarni boshqarish usullarini tubdan o‘zgartirayotgani
ko‘rsatib beriladi.
References
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