TIBBIY SUG'URTA TIZIMINING EVOLYUTSIYASI: QADIMGI DAVRDAN ZAMONAVIY MODELLARGACHA BO'LGAN TARIXIY TAHLIL

Authors

  • Hayitov Abdulaziz Author
  • Naimov Sardor G’ayratovich Author

Keywords:

Kalit so'zlar: tibbiy sug'urta, tarix, evolyutsiya, Bismark modeli, umumiy sog'liqni saqlashni qamrab olish, UHC, ijtimoiy sog'liqni saqlash sug'urtasi, O'zbekiston, sog'liqni saqlash moliyalashtirish.

Abstract

  Ushbu  maqolada  tibbiy  sug'urta  tizimining  qadimgi  davrdan  zamonaviy 
modellargacha bo'lgan tarixiy evolyutsiyasi xalqaro va mintaqaviy ilmiy adabiyotlar 
asosida  keng  qamrovli  tahlil  qilindi.  Maqolada  tibbiy  sug'urtaning  kelib  chiqishi, 
Bismark modeli va Beveridzh tizimining paydo bo'lishi, umumiy sog'liqni saqlashni 
qamrab  olish  (UHC)  konsepsiyasining  rivojlanishi,  turli  mamlakatlar  —  Yaponiya, 
Niderlandiya, Ispaniya, Ruminiya, Eron, Nigeriya va O'zbekiston — tajribalari qiyosiy 
ko'rib chiqildi. Ijtimoiy, iqtisodiy va siyosiy omillarning tibbiy sug'urta tizimlarining 
shakllanishiga  ta'siri  baholanib,  zamonaviy  taraqqiy  etayotgan  modellarning 
xususiyatlari tahlil qilindi. Maqola yakunida O'zbekistonda tibbiy sug'urtani joriy etish 
jarayonining holatiga oid xulosalar berilgan. 

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Published

2026-06-10

How to Cite

Hayitov Abdulaziz, & Naimov Sardor G’ayratovich. (2026). TIBBIY SUG’URTA TIZIMINING EVOLYUTSIYASI: QADIMGI DAVRDAN ZAMONAVIY MODELLARGACHA BO’LGAN TARIXIY TAHLIL . TADQIQOTLAR, 88(1), 125-131. https://journalss.org/index.php/tad/article/view/33364