INNOVATSION TEXNOLOGIYALARNING INVESTITSIYA MUHITIGA TA’SIRI
Keywords:
Kalit so‘zlar: sun’iy intellekt, blokcheyn, yashil texnologiyalar, investitsiya muhiti, ESG standartlari, markazlashtirilmagan moliya, tokenizatsiya, algoritmik savdo, yashil obligatsiyalar, O‘zbekiston, risklarni boshqarish.Abstract
ANNOTATSIYA. Ushbu maqolada sun’iy intellekt (AI), blokcheyn va yashil
texnologiyalar (Green Tech) kabi innovatsion yechimlarning global va milliy
investitsiya muhitiga ko‘rsatayotgan transformatsion ta’siri tahlil qilinadi. Texnologik
o‘zgarishlar an’anaviy moliya bozorlarini tubdan o‘zgartirib, investorlar uchun yangi
imkoniyatlar va shu bilan birga kiberxavfsizlik hamda "greenwashing" kabi yangi
xavf-hatarlarni yuzaga keltirmoqda. Maqolada har bir texnologiyaning kapital
oqimini yo‘naltirishdagi o‘rni, bozor ishtirokchilarining xulq-atvori, risklarni
boshqarish tizimlari hamda davlat tartibga solish siyosatidagi o‘zgarishlar, xususan,
O‘zbekiston tajribasi misolida batafsil yoritilgan.
References
FOYDALANILGAN ADABIYOTLAR:
1. World Economic Forum. (2025). The Global Risks Report 2025: Focus on Tech
and Climate. Geneva: WEF.
2. McKinsey & Company. (2024). The economic potential of generative AI: The
next productivity frontier in finance. McKinsey Global Institute.
3. International Monetary Fund (IMF). (2025). Digital Finance and Capital Flows
in Emerging Markets. Washington D.C.
4. Tapscott, D., & Tapscott, A. (2020). Blockchain Revolution: How the
Technology Behind Bitcoin and Other Cryptocurrencies Is Changing the World.
Portfolio.
5. O‘zbekiston Respublikasi Istiqbolli loyihalar milliy agentligi (NAPP). Kripto-
aktivlar aylanmasi sohasidagi normativ-huquqiy hujjatlar to‘plami (2022-
2025).
6. Financial Conduct Authority (FCA). (2024). Implementing ESG and preventing
Greenwashing in investment funds. London.
