IMPROVING THE SOCIAL INSURANCE SYSTEM
Keywords:
Keywords: Social insurance, state social insurance, social protection, pension system, pension fund, benefit payments, social policy, employment.Abstract
Abstract. This article provides an in-depth analysis of the current state,
institutional structure, legal framework, existing problems, and modernization
directions of the social insurance system, which is the central component of
Uzbekistan’s social policy. The study scientifically highlights mandatory state social
insurance, the activities of the pension fund, the improvement of benefit and
compensation mechanisms, digitalization processes, the introduction of the “Unified
Social Protection Registry” system, and changes in financial stability and coverage
indicators. In addition, fiscal sustainability of social insurance, demographic burden,
the level of informal employment, efficiency of fund asset management, and
performance indicators of social protection programs are examined based on
international scientific sources, comparative approaches, and statistical data. The
article develops comprehensive institutional, technological, economic, and legal
proposals for modernizing the system and presents conclusions and recommendations
aimed at ensuring the stable, transparent, and fair functioning of the social insurance
system.
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