Muhammadiyev Kamoliddin G'ulimiddinovch, and Olimova Dilobar Nurkomil qizi. “KREDITNING ROLI VA IQTISODIYOTGA TA’SIRI ”. TADQIQOTLAR, vol. 78, no. 1, Jan. 2026, pp. 181-5, https://journalss.org/index.php/tad/article/view/14645.