ELEKTRON TO‘LOV TIZIMLARIDA TOKENIZATSIYA TEXNOLOGIYASINING AHAMIYATI

Authors

  • Iqboljon G‘aniyev Ibrohimjon o‘g‘li Author

Keywords:

Kalit so‘zlar:Elektron to‘lov tizimlari, tokenizatsiya, PCI DSS, tranzaksiya, axborot xavfsizligi, bank kartalari.

Abstract

Annotatsiya:  Ushbu  maqolada  elektron  to‘lov  tizimlarida  xavfsizlikni 
ta’minlashda  tokenizatsiya  texnologiyasining  o‘rni  va  ahamiyati  tahlil  qilinadi. 
Tokenizatsiya  jarayonining  ishlash  mexanizmi,  an’anaviy  shifrlash  usullari  bilan 
farqlari  hamda  elektron  to‘lovlarda  firibgarlik  xavfini  kamaytirishdagi  roli  yoritib 
beriladi.  Shuningdek,  PCI  DSS  standarti  talablariga  muvofiqlikni  ta’minlashda 
tokenizatsiya texnologiyasining afzalliklari ko‘rib chiqiladi. 

References

Foydalanilgan adabiyotlar

1.PCI Security Standards Council.

PCI DSS Quick Guide: Understanding the Payment Card Industry Data Security

Standard. Wakefield, MA, USA, 2022.

2.PCI Security Standards Council.

Payment Card Industry Data Security Standard (PCI DSS), Version 4.0.

PCI SSC, 2022.

3.Visa Inc.

Visa Token Service – Tokenization Best Practices and Implementation Guide.

Visa Developer Documentation, 2021.

4.Mastercard Incorporated.

Mastercard Digital Enablement Service (MDES) – Tokenization Overview.

Mastercard Developers Documentation, 2021.

5.Stallings, W.

Cryptography and Network Security: Principles and Practice.

7th Edition, Pearson Education, 2017.

Published

2025-12-23

How to Cite

Iqboljon G‘aniyev Ibrohimjon o‘g‘li. (2025). ELEKTRON TO‘LOV TIZIMLARIDA TOKENIZATSIYA TEXNOLOGIYASINING AHAMIYATI . Ta’lim Innovatsiyasi Va Integratsiyasi, 59(5), 93-99. https://journalss.org/index.php/tal/article/view/12538