TIJORAT BANKLARIDA KREDIT SIYOSATINI OPTIMALLASHTIRISH VA KREDITLASH MEXANIZMLARINI TAKOMILLASHTIRISH (ATB «O‘ZSANOATQURILISHBANK» MISOLIDA)
Keywords:
Kalit so‘zlar: tijorat banklari, kredit siyosati, kreditlash amaliyoti, kredit portfeli, kredit risklari, bank faoliyati, moliyaviy barqarorlik, “O‘zsanoatqurilishbank” ATBAbstract
Mazkur maqolada tijorat banklarining kredit siyosati va kreditlash amaliyotini
takomillashtirish yo‘llari tahlil qilingan. Tadqiqot jarayonida “O‘zsanoatqurilishbank”
ATB misolida bank kredit siyosatining mazmuni, uning shakllanish omillari hamda
kredit portfelini boshqarish mexanizmlari o‘rganilgan. Shuningdek, kredit risklarini
kamaytirish, kreditlash jarayonida zamonaviy bank texnologiyalarini qo‘llash va
mijozlar bilan ishlash samaradorligini oshirish masalalariga alohida e’tibor qaratilgan.
Tadqiqot natijalari asosida tijorat banklarida kreditlash amaliyotini yanada
takomillashtirish bo‘yicha ilmiy-amaliy taklif va xulosalar ishlab chiqilgan.
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