FUNCTIONS AND EVOLUTION OF MONEY IN MODERN ECONOMIES

Authors

  • Bolbekova Ug'iloy Jaloliddinovna, Author
  • Abdurashidov Isomiddin Saloxiddin o‘g‘li Author

Abstract

Annotatsiya 
Ushbu maqolada pulning tarixiy rivojlanishi va zamonaviy iqtisodiyotdagi o‘rni 
tahlil qilinadi. Tadqiqot barter tizimidan boshlab tovar, metall, qog‘oz va zamonaviy 
raqamli  pul  shakllarigacha  bo‘lgan  evolyutsiyani  o‘rganadi.  Shuningdek,  pulning 
asosiy iqtisodiy funksiyalari — almashuv vositasi, qiymat o‘lchovi, jamg‘arma vositasi 
va  kechiktirilgan  to‘lov  standarti  sifatidagi  roli  yoritiladi.  Raqamli  bank  tizimlari, 
elektron  to‘lovlar,  kriptovalyutalar  va  markaziy  bank  raqamli  valyutalari  kabi 
zamonaviy tendensiyalarga alohida e’tibor qaratilgan. Natijalar pul shakllari o‘zgarsa-
da, uning iqtisodiy funksiyalari barqaror qolishini ko‘rsatadi. 

References

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3. Friedman, M. (1969). The Optimum Quantity of Money and Other Essays. Aldine

Publishing.

4. World Bank (2023). Global Financial Development Report. Washington, DC.

5. International Monetary Fund (IMF) (2022). Money, Payments, and the Future of

Finance. IMF Publications.

6. Bank for International Settlements (BIS) (2023). Central Bank Digital Currencies:

Foundational Principles. Basel.

7. European Central Bank (ECB) (2021). The Role of Digital Money in the Economy.

Frankfurt.

8. Tapscott, D., & Tapscott, A. (2016). Blockchain Revolution: How the Technology

Behind Bitcoin Is Changing Money, Business, and the World. Penguin Random

House.

Published

2026-04-24

How to Cite

Bolbekova Ug'iloy Jaloliddinovna, & Abdurashidov Isomiddin Saloxiddin o‘g‘li. (2026). FUNCTIONS AND EVOLUTION OF MONEY IN MODERN ECONOMIES . Ta’lim Innovatsiyasi Va Integratsiyasi, 68(1), 9-14. https://journalss.org/index.php/tal/article/view/26271