APPROACHES TO ENHANCING THE FINANCING SYSTEM FOR HOUSING PROVISION TO THE POPULATION

Authors

  • Abdukayumov Xumoyunmirzo Giyosbek o‘g‘li Author

Abstract

Housing  provision  is  one  of  the  most  essential  components  of  social  and 
economic development. Adequate housing ensures not only physical comfort but also 
social stability, improved health, and human capital formation. In Uzbekistan, housing 
policy has been given great importance during the past decade as the country continues 
its  process  of  modernization  and  urbanization.  The  government  has  implemented 
numerous  programs  to  expand  access  to  affordable  housing,  develop  mortgage 
markets, and attract private investment. However, despite significant achievements, the 
financing mechanisms for housing provision still require further improvement to meet 
the growing needs of the population and to adapt to market realities. 

References

References

1. Karimov, I. A. (2015). High Spirituality is an Invincible Force. Tashkent:

Ma’naviyat Publishing House.

2. Rasulov, B. (2022). Financial Mechanisms of Mortgage Market Development.

Scientific Journal of Tashkent State University of Economics, (3), 45–52.

3. Guriev, S., & Zhuravleva, E. (2019). Financing of Housing Construction and

Mortgage Instruments. Moscow: Finance and Statistics Publishing.

4. World Bank. (2023). Uzbekistan Housing Finance Sector Assessment.

Washington, D.C.: The World Bank Group.

5. Miles, D., & Pillonca, V. (2020). Financial Systems and Housing Markets:

Comparative Perspectives. Oxford: Oxford University Press.

Published

2025-10-16

How to Cite

Abdukayumov Xumoyunmirzo Giyosbek o‘g‘li. (2025). APPROACHES TO ENHANCING THE FINANCING SYSTEM FOR HOUSING PROVISION TO THE POPULATION . Ta’lim Innovatsiyasi Va Integratsiyasi, 55(1), 227-230. https://journalss.org/index.php/tal/article/view/2640