Usmonov Abrorxon Alixon o‘g‘li (2026) “TIJORAT BANKLARIDA KICHIK BIZNESNI MOLIYALASHTIRISHDA FAKTORING XIZMATLARIDAN FOYDALANISH DARAJASI. ”, Ta’lim innovatsiyasi va integratsiyasi, 68(3), pp. 355–357. Available at: https://journalss.org/index.php/tal/article/view/28085 (Accessed: 25 May 2026).