Usmanov Nematjon Gulomovich (2026) “O‘ZBEKISTONDA OILAVIY TAKAFULNI JORIY ETISH: HUQUQIY ASOSLAR, MINTAQAVIY TAJRIBA VA AMALGA OSHIRISH YO‘LLARI ”, Ta’lim innovatsiyasi va integratsiyasi, 70(3), pp. 100–117. Available at: https://journalss.org/index.php/tal/article/view/32036 (Accessed: 6 June 2026).