Abduvaxobova Nafisa Nurillo qizi (2026) “RAQAMLI IQTISODIYOT SHAROITIDA TIJORAT BANKLARIDA KREDIT RISKINI OLDINI OLISHNING NAZARIY ASOSLARI ”, Ta’lim innovatsiyasi va integratsiyasi, 70(5), pp. 365–372. Available at: https://journalss.org/index.php/tal/article/view/32484 (Accessed: 21 July 2026).