Ne'matov Sardor Ahror o'g'li, “TIJORAT BANKLARIDA KREDIT SIYOSATINI OPTIMALLASHTIRISH VA KREDITLASH MEXANIZMLARINI TAKOMILLASHTIRISH (ATB «O‘ZSANOATQURILISHBANK» MISOLIDA) ”, journal, vol. 63, no. 2, pp. 107–112, Feb. 2026, Accessed: Mar. 07, 2026. [Online]. Available: https://journalss.org/index.php/tal/article/view/19715