“O‘ZBEKISTON BANK TIZIMIDA RAQAMLI TRANSFORMATSIYANING KREDIT PORTFELIGA TA’SIRI: TAQQOSLIY TAHILIL (2019–2024 YILLAR)” (2026) Ustozlar uchun, 97(3), pp. 306–311. Available at: https://journalss.org/index.php/ust/article/view/33294 (Accessed: 28 July 2026).